Benefits of good money management skills

The benefits of good money skills when it comes to managing money are incredible. Effective money management will open up new avenues of life that were previously unavailable due to lack of money. Learning how to manage your money will basically give you the disposable income you need to live without restriction. There are few other skills compared to effective money management.

Live a stress-free life

When you manage your money properly, you should live a stress free life. Money is one of the most stressful things in one's life and therefore needs to be properly managed to reduce the stress associated with it. Effective money management will avoid some of the serious consequences of not always keeping up with your bills, sending your kids to college and any other kind of stress that money brings to life. If you always have some spare cash, you will feel much safer. The security that money brings plays a huge role in helping people reduce stress.

Make your dreams come true

Everyone has different dreams in life. However, almost every dream a person can have involves money one way or another. The ability to manage money effectively is the only way for most people to realize their dreams if it actually involves a financial component. You will not be able to take your partner on a dream vacation with no money. It just doesn't work the world. However, if you manage your income effectively, then dream vacations become much more realistic. Having money can help you achieve all kinds of dreams except vacations. You may dream of sending your child to college or seeing your favorite professional sports team in action live. In any case, the chances that your dreams will cost you money and managing your money can be the way to make those dreams come true.

Travel and take more vacations

While a dream vacation may not be in your plans, you will probably agree that you would like to travel more. Traveling and seeing the world is something that costs a lot of money. For most people with good money skills, their only hope is to travel and see the world. There is a reason that most people with money choose to spend it traveling the world and seeing everything the country has to offer with their own eyes.

Enjoy ultimate freedom

Unfortunately, money in this world affects the amount of freedom a person has in everyday life. If you have unlimited money, then you can literally do almost anything you want. You can sleep, eat, go to the moon and just about anything if you have the right amount of money. By gaining some great money skills when it comes to managing money, you can constantly open up your life to greater freedom.


Greek islands in literature

The place where the story from the book on literature takes place has always proven to be crucial to the success of the book. A perfect landscape that gives readers the opportunity to mentally stroll to places many dream of traveling to the Greek islands. Through literature, the reader will discover unknown places of unique beauty, be initiated into their understanding, explore the meaning of the figure and the shape of the landscape, and travel through the ages through the ages. This category of literature sees the Mediterranean as a common meeting point of the world's great authors from ancient times to the present.

The first novel – and one of the most significant novels in the world – that takes place in the midst of the Aegean Sea and uncovers the thoughts and myths of ancient Greece is, of course, the epic Homeric odyssey of the Odyssey (circa 700 BC). The hero of Odysseus travels by boat accompanied by his soldiers from the coast of Asia Minor to his hometown, Ithaca. During this journey, he faces countless difficulties and hostile mythical creatures and becomes a symbol of a man struggling to return home, the place where his family lives. It is an interesting and attractive text with a rich plot, language and depth of ideas and characters and the meaning of life in ancient Greece. Most impressive of all are the islands the reader encounters following Odysseus – Greek islands where everything is possible, islands that provide the hero and the reader with the wisdom of an adventurous journey.

More recently, Greek poetry by great poets such as George Seferis and Odysseus Elitis (both winners of the Nobel Prize for Literature) celebrated the Aegean Sea and emphasized the power of the Aegean light and the sea, elements that connect the spirit of Homer to the Greek landscape. These elements have been translated into global ideas such as justice, love and humanity in their poetry. They both talk about Greek history and natural beauty, to represent Greek culture in a magical, poetic myth.

The Aegean Sea was the inspiration and central theme of a very famous novelist, Jules Verne. He wrote the novel The Archipelago in Fire, a book that takes place in Greece and deals with the Greek Revolution against the Ottoman Empire in 1821.

The second book on the Greek islands is A Wine-Dark Sea Voyage: Why the Greeks Have Significance by Thomas Cahill. It is an attempt to explore the "joints of history," as the writer claims. The story takes the reader three millennia back and introduces him to the art and wars of glorious civilization in the cities of Athens, Sparta and, of course, the Greek islands.

Nikos Kazantzakis describes the spirit of Greek life in his novel Zorba Greeks, which mainly takes place in the Greek islands; a spirit defined by love, wine drinking, dancing and freedom in harmony with the country's landscape.

Santra Vretta wrote the book The Aegean Sea, a very interesting book about the diversity of attractions and history of the Aegean islands, for example, volcanic eruptions in Santorini and architectures and sculptures in different historical periods, all combined with rich illustrations and a useful guide to the Greek Islands.

The Lost Island was written by M. Karagatsis in 1943. The plot revolves around a shipwreck near a Greek island where the landscape changes and becomes a symbol of mystery and self-isolation, while remaining an attractive place that invites us to discover.

Navigating the Greek islands is the main theme of two Greek novels, Anemolia I. Zgouros and Floating Islands by J. Miggas. Both novels are about a group of people navigating the Greek islands and simultaneously traveling to the past, to the past, through past memories and fantasies, while seeking the essence of life and friendship.

We could mention many more books on the Mediterranean Sea, but a common feature would, no doubt, be the deep blue sea, its mystery, and its call to discovery and life – even briefly – in this landscape.


How to become an active dreamer

What is an active dreamer? An active dreamer is one who not only wants change in his life, but actually works to make his dream come true. We often think, "wouldn't it be great if," but then we don't act to make it happen. In order to realize our dreams, we must take steps; we must become active dreamers.

Do you know someone who doesn't dream of something changing for the better in his life? I certainly don't. We all want and dream of changing part of our lives to make it better. Some of us dream of having more in our lives: more money, more friends, more work, more focus, more love, more travel, or maybe more confidence. Some of us dream that we will have less in life: less stress, less fear, less confusion, less worry, less debt.

Most of us can identify with the dream of having more money in the life and freedom it would give us. However, few of us have consciously put that dream into action. But we can. Let's look at the steps of becoming an active dreamer.

1) Define your dream

If your dream is to have more money, you have to define why you want more money and what you will do with it when you get it. Do you want more money to buy a property, create a different lifestyle, clear debt, travel, etc.? Your dream must be clearly defined if you hope to make it come true.

2) List the actions you can take

Make a list of ways you can earn more. Can you be promoted at work, change jobs, get a second job, create a job where you can work part-time, sell something valuable, save and / or invest, change spending habits, etc.? Think outside the box for this step.

3) Identify the obstacles and challenges you will need to overcome

It is important to realistically look at things that will interfere with your ability to complete the specific actions that you have chosen. Will taking this action create excessive tension in your family, social or professional life? Do you have the time and energy to devote to this action? Can you afford at any cost? Will you be happy in this action? Do not minimize obstacles and challenges, they are real and should be dealt with so that they do not become a stumbling block later.

4) Make a plan

In order to achieve your dream you need to create a detailed plan of action steps. Need to talk to your supervisor about promotion opportunities? Do you need networking with others to discover new job opportunities? Need to explore new business areas? Do you need to consider moving? Make a step-by-step plan to make your dream come true.

5) Make a schedule

Now that you have a plan, you need to assign an end date to each step. When do you want to activate your dream? Can you complete all the steps in six months, a year, two years? Once you've finished the date, create a timeline for each step. Some steps may take a day or a week to complete, while others may take months. Be realistic about the time it takes to complete each step. If you think the first step will take a month, make your schedule six weeks. This will allow for unforeseen interruptions or delays. And just think about the pleasure you will feel when you complete the task.

6) Gather support

Remember, "No man is an island." To be a successful Active Dreamer, you must have the support of family / friends / co-workers, etc. Make a list of people you need to help you achieve your dream. These people can be your spouse, family, friends, supervisors, etc. Then make a list of the people you would like to support. This list may include the names of acquaintances, business associates or even people you do not know personally. Sharing your dream with others can open the door to opportunities you don't know exist.

7) Take the first step

You are now ready to take the first step towards an active dreamer. You can step up boldly because you have already defined your dream, determined the actions to take, identified obstacles and challenges, created a plan, created a schedule, and garnered support. There is nothing stopping you from achieving your dream. Congratulations! You have become an active dreamer. Now, go!

(c) 2004. Beth Densmore


Live your dream with Perks Holiday Clubs

Since summer is only a few months away, we are sure you have already begun to look at some destinations you can visit. This can be very exciting, except for the fact that almost everyone in the country is doing exactly the same. The pressure of finding a great vacation deal or even simply booking a reservation during peak season can get the fun out of your sweet getaway. Now you want to apply for membership in a holiday club, right? That's not really a bad idea. Here are some reasons why:

Excursions are easier to organize no matter how close you are to your travel date. One of the reasons a lot of people apply for membership in a tourist club is the fact that they can easily book trips whenever they want. Travel concierge does most of the work so you can sit back and focus on getting out of your departure. Sure, it's a bit challenging during peak season like summer, but it's still relatively more affordable compared to non-membership travel bookings.

Trips are relatively more cost effective when booked at a holiday club. By applying for club membership, you also open your doors to an almost endless source of discounts and affordable luxury getaways. Travel clubs usually offer travel savings to their members or help them find the best deals. There are even some organizations that give free travel to members who refer a certain number of new club members.

You can customize each trip. One of the best reasons to apply for membership is because it allows you to create the perfect trip. Whether it's a solo beach trip in Hawaii, a night or two in Vegas with your partner, or simply skiing in the Rockies with your family, your vacation club will make sure you make the most of it.

Booking a trip brings you money, sometimes even more. What really saves the business between travel lovers and holiday clubs is the promise that you will get quality travel – from the best, cleanest accommodations, reliable transportation services, to friendly travel guides and hotel staff. Travel clubs must meet strict standards in order to be accredited, so you know you're in good hands with them. Security is also something that you do not have to worry about constantly when you are away from home, as these holiday organizations ensure that every location is safe for all types of travelers.


Vacation packages for two to 5 cheap destinations that may interest you

Although everyone dreams of traveling the world, it is simply not feasible for most of us. This does not mean that you cannot experience as much while still on this planet. One way to see as much as possible is to look for affordable vacation packages for two. Take a friend or loved one on a trip and you should find some great deals.

Here are some suggestions of affordable places you might want to visit:

Las Vegas

Don't indulge in any Vegas vacation package you might come across – it's definitely worth a visit or two. You don't even have to be a gambler. There are many other things to do, from sightseeing helicopters to watching some of the best entertainment in the world. You can also simply relax in one of the city's many luxury pools or visit the Lady Hoover. The great thing about Vegas vacation packages for two is that they are very, very cheap. Airline tickets are also quite affordable.


This island paradise is one of the most expensive places in the Caribbean – especially if you visit it between May and November. During the hurricane season, summer flights drop significantly and tourists who are not afraid of risk will find the best deals. You should be able to find a hotel room for less than $ 150 per night.


This Mississippi hotel, perfectly located in the Gulf of Mexico, is a must visit for a southern vacation. Biloxi has been rebuilding and improving since being hit by Hurricane Katrina all those years. Head to Beach Boulevard if you want to enjoy the casinos or historic grounds of Beauvoir if you are interested in Civil War history.


If you want to head to Florida but don't have much budget, check out the Jacksonville packages. You don't have to go to Orlando to enjoy theme parks or Miami to enjoy the beach. There are many attractions and beaches near Jacksonville. You can visit art museums, a zoo, nearby beaches on Ponte Vedra Island and Amelia Island, go shopping and more.


The Bahamas has always been a popular vacation spot, and there are plenty of inexpensive all-inclusive vacation packages for two in and around Nassau. No matter what type of vacation you are interested in, you can easily make the ideal plan. As for the plane ticket, you should be able to find cheap tickets from anywhere on the East Coast or the Midwest.

Find all these holiday packages for two – as well as many other great deals – online. Travel packages of all kinds at a discount are available no matter where you want to go. You'll also find savings on airline tickets and cruise packages.


The careers of a travel agent to get mom praised

The career of travel agencies covers a wide variety of options, and whether you want to be on the road or in the office, there is a place for you. Below are the various sub-genres of the tourism industry; you are more likely to find at least one where you can fit.

Local guide.

If you are the type of person who is genuinely engaged in local history (or a specific location) and has a sense of public speaking, consider becoming a local travel guide. This position is ideal for those who want to be at home every day and are not interested in selling anything (other than themselves!)

A guide.

As a local guide, except you go wide instead of deep. These positions often involve long journeys (such as coast-to-coast travel with about ten passengers) and provide an opportunity to be paid while you see the world. They also run gaming campsites, high-end specialized trips like mountain biking, art history expeditions. Although these offer the most freedom in any travel position, it is terribly difficult to gain a deeper understanding of the place you see in just a day or two. However, if you are single, open minded and want an adventure, there is no other career in the world like her.

Travel agent (leisure).

Are you the type who likes to plan an escape? Are you known for your sense of romance, adventure and organizational skills? If this is the case, look no further than a travel agency vacation. Here you can make people's dreams come true: plan a honeymoon, organize family gatherings, send people to distant areas. To do this, I recommend a community college course to help you accelerate in the tourism industry; As a leisure professional, you can work in an office or designate yourself. The only downside to this position is the amount of sales it involves: a dream vacation is sometimes just that, dreams. If you are interested in travel and have strong sales skills, you can still make a cruise and honeymoon package.

Travel agent (business).

In my experience this is the highest paid travel sector, provided you can handle the stress. It is possible to earn six figures as a business travel agent, as most of your clients are constantly on the move. An added benefit is that not so much sales service is involved: your client must be in Frankfurt for a meeting on Thursday before flying to London for an audit on Saturday. This position is for people who are detail oriented, loyal and in the long run. Once you win the CEO of the company, you will start to grow your business. Just remember that the pendulum swings both ways: if you screw up, you make powerful enemies.

These four sectors of the travel industry are a great general way to evaluate which career travel agencies might be right for you.


Review of Joan Bridgeman's "Journey of Dreams."

The dream journey: 40 years of dream keeping (Paperback)
Joan Bridgeman
352 pages, $ 12.95
ISBN-13: 978-1456514761

Since sleep is a common occurrence for all of us, one might think that by now we have discovered the purpose for dreaming. Unfortunately, there is no consensus to answer the question "why" people dream. Theories abound in the insinuation that dreams are necessary for our development, while others claim that dreams are only the basis of the dreamer's subconscious.

Joan Bridgeman enters this conflict, who has written an astonishing treatise that spans forty years of her dream experiences. From the outset, it is impressive to notice the solidity required to type and catalog dreams for four decades – especially at a time when cataloging was done on a hand-held typewriter. Bridgeman gives the reader a very personal perspective on her life and the fervor that surrounds single parenting, remarriage and turbulent career paths. Perhaps the only real anchor for her during these years was the reality demonstrated by her dreams.

Bridgeman confided in her being led by spiritual beings who explained the nuances of life in a dream. Certain dreams are intended to predict doom, unexpected change, or even unexpected light at the end of the tunnel. These guides are in place to ensure that the dreamer does not deviate from the master plan set for her life. Such disclosure encouraged the author to trust her instincts, which were supported by various dream discoveries. If many of your dreams were to come true … would you be more interested in writing them down?

Involved in this biological dissertation is exposed to various paranormal concepts; such as astral travel and OBE (out-of-body experiences). Throughout history, different cultures have supported the idea that a separate "astral body" is separated from the physical body during sleep and travels freely on the astral plane. Whether or not the person reading this book agrees with the mystical content displayed – the experiences described are quite interesting. This well-written, rather unusual book has been praised by readers with an open eye. Interpreting dreams can be a very revealing endeavor.

The journey of dreams is a unique understanding of how life can change when one learns to trust their dreams. As a consummate carpet, musician and teacher, Bridgeman's life proves with the lyrics of famous Carly Simon: It's your heart and soul; These are the things they dream of …

Review by Steven King, MBA, MEd


Invisible backpack – a light to travel far

Cesare Pavese says, "If you want to travel far and fast, travel lightly. Take away all your envy, jealousy, unforgiveness, selfishness and fears."

We all travel through life with memories, experiences and stories that serve as the backdrop for our lives. As we approach each new encounter, we carry an invisible backpack filled with everything we believe we need to successfully travel our lives. If we looked carefully at our backpacks, we would find joyful memories, satisfying aha moments, financial successes, hopes and dreams. They are lined with sadness, forgiveness, loss and fear. Although our lives are filled with the grip of experience, we often relinquish the good and amplify the bad.

Psychologists have found that despite the good things we have accomplished, negative emotions are processed in another hemisphere in the brain than positive emotions. Because of this, negative emotions need more thinking and more information to resolve. In addition, Professor Roy Baumeister, co-author of "Bad is stronger than good," found that bad experiences have more impact on us than good. It makes it easier for us to forget the things we are grateful for.

In order to light our bags and empty our invisible backpacks in order to travel quickly, we must unpack the negative beliefs, the unforgivable attitudes we have justified, and the stories "made me wrong." We need to remove as many things as possible that burden us.

Start transforming your life and unpacking your backpack as follows:

Remember the good that happens to you. Five (5) good things will change one (1) negative experience. This is a great time to start a Gratitude magazine or the Daily Miracle Journal. List five or more things that you are grateful for. In gratitude, there are no boundaries; There are no great or small miracles. There is only gratitude. In one year you will have 365 – 1,825 "daily" miracles.

Brag Lists. Make a list of things you have achieved that you can brag about. Try to list seven things. Keep this list always available and review it at least weekly. Your capture list will remind you that in the midst of each new storm, you are pretty incredible and have already conquered many storms. When life whispers "You can't stand the storm." Answer: "I AM a storm."

Identify the miracle. Each experience brings with it a litany of lessons and blessings. Provide lessons learned, lessons learned. If you can't make a difference, take advantage of the lessons learned and the lessons learned so you can change the way you think. Asking yourself how you can grow from this experience will help you find a golden nettle in the midst of what you thought was dark.

Now your bags are easier. What is your next stop?
Board the ship. Your dream is waiting.
Dream big! Live the life you envisioned.
Remember, life is too short to drink cheap champagne.


Frequently Asked Questions about the Holi Experience in India

The Holi Festival or the Color Festival has a tradition of over 1000 years in India (and Nepal). Holi is a happy and cheerful time, because the cold winters are gone and warm spring tones are in the air. Nature responds with new growth and color. People embrace the heat and throw colored powders at each other as if throwing their worries in the wind. There is (organic) color everywhere – red, green, yellow, blue, black and silver.

People sing and dance their way through Holi, casting colors that also represent flowers and spring growth.

A more traditional explanation in India is that the Holi festival celebrates the love of Radha and Krishna. The spray of colored powders is reminiscent of the love sport of Lord Krishna and His devotees.

In 2017, the Holi Festival in most places is March 13th. It is usually a two-day celebration. The first day is known as "Holika Dahan" or "Chhoti Holi" and the second as "Rangwali Holi", "Dhuleti", "Dhulandi" or "Dhulivandan".

Like some other Indian traditions, the Holi Festival has a cultural dimension. It's a festive day to end and get rid of past mistakes, end conflicts by meeting others, it's a day to forget and forgive. People pay or forgive their debts, as well as re-enter into work with those in their lives. It's like the beginning of a new year. Holi is the time to start anew.

So, what happens in tradition? Holi celebrations begin the morning after the "Holika" is lit. The Holika fire represents the victory of good over evil. For many people there is no tradition of holding puja (prayer) and it is a day for fun and pure enjoyment. Children and young people form groups armed with dry colors, colored solution in water rifles and water balloons filled with colored water and other creative agents to color their goals. In some places, there is respect for the visitors, but do not be alarmed if they join the festival, but be warned, though they are afraid to wash, it is best to wear older clothes. You will leave India with incredible memories and vivid photos.

So why not join the Indians in celebrating this incredible event. There are several places you can join, but in North India one of the best is in the state of Rajasthan where celebrations are passionate, cheerful and inclusive.


United States of America – Traveler from Paradise of Dreams

The reach extended by the United States to the entire globe is almost unrivaled. They are considered the most powerful military and economic force and not without reason. Being the most diverse of all countries, the US is home to many exotic tourist attractions such as the skyscrapers of New York, California beaches, the natural wonders of Yellowstone, Florida, Hawaii, and also Las Vegas. The attractions are so diverse that the traveler is often confused as to where to start. A little guide to where to start will give you a picture of how to start your journey.

San Francisco

This city is in northern California and is a major financial and cultural center. Destinations will surely surprise you no matter what type of tourism you are interested in. From fashion to sports to entertainment, you get everything you ask for. Take a bus tour of the city to explore each destination. Museums, theaters and of course neighborhoods like Chinatown and Fisherman's Wharf are incredible places. Wineries are another visit to San Francisco. The world recognizes this great city with attractions such as barbers, seafood and fishermen Warf, bristos, gardens as well as its museums.

Phoenix, Arizona

Rightly called the "Valley of the Sun," Phoenix has extremely sunny weather, making it the perfect tourist destination. Resorts and golf courses are sure to excite you. In the heart of the city center there are most attractions. All restaurants, shops and sports centers are located in this area. Many of the city's historic monuments and buildings are located around the Glendale area and Heritage Square. Tempe is a place where you will find a large number of nightlife fun places. Museums and art galleries are very famous. Arizona's most famous science center, the Hall of Fame Fire Museum, and the Scottsdale Museum of Contemporary Art are some of the attractions found in Phoenix.

Baltimore, Maryland

Baltimore is located on the east coast of America and is home to an important port that has a large port. It has many tourist attractions such as Inner Harbor, Downtown, Camden Courtyards and West Side. The nightlife in the Fells area is well noticed. National Aquarium, Assumption Basilica, Robert East Lee Memorial Park are some of the famous tourist sites. You also can’t miss the safari experience at the Maryland Zoo.

These are just a few cities in the US that are known for tourist visits.